Santander is hiring a Credit Risk Analyst in Milton Keynes, UK

Our people are passionate about truly listening to our customers to make banking more simple, personal and fair. And change like that doesn’t happen unless we all speak up with new ideas and challenge things that could be better. That’s why we’ve built a culture of respect, where everyone supports each other to keep their promises and go above-and-beyond – every day.

Risk is now firmly at the heart of every single financial services company. Helping to manage risk for Europe’s largest bank’s largest global portfolio is an exciting and rewarding place to develop your risk management skills and sat at the heart of one of Europe’s most progressive banks, it's a great place to advance your career.

As a Credit Risk Analyst, your main responsibilities will be:

• Solving complex business problems using data analysis software and providing practical value based solutions whilst forming part of the Analyst team and managing portfolios

• Identifying key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance.

• Developing and implement appropriate value based risk policies, strategies, models and controls

• Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate

• Ensuring that strong links are maintained between Risk and other key business areas

Minimum skills and experience required:

• 2:1 achieved at degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, and Engineering) and/or equivalent qualifications/experience

• Strong oral and written communication skills with a High degree of computer literacy.

• Developing awareness of credit industry products and markets.

• Creative thinking required as many problems are unprecedented and without guidelines

• Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problem.

Rewarding you
Salary is competitive
For your commitment and success, Santander offers a competitive basic salary with a distinct career development opportunity. In addition to your salary and bonus, we offer you a benefits package that’s flexible and allows you to be in control, as well as all the policies, tools and guidance to support you.
Other Santander benefits include:

• Pension with generous contributions from Santander

• 27 days’ holiday plus bank holidays, with the option to purchase up to 5 additional days per year

• Voluntary healthcare benefits at discounted rates such as private medical insurance, dental insurance, Healthcare Cash Plan and health assessments

• 24/7 access to an online employee discount platform. Save money on everything from groceries, electronics, fashion, holidays and much more

• Benefits supporting you and your family, such as childcare vouchers, voluntary life assurance and critical illness cover

• Company car if you drive more than 8,000 business miles per year

• Buy an all-inclusive (just add fuel) brand new car through our salary sacrifice car scheme

• Excellent employee recognition schemes - be rewarded for demonstrating great behaviours

• Share in Santander’s success by investing in our Sharesave and Sharematch plans

• Support your favourite causes through charitable giving and our community partnerships

You’ll be based in one of our biggest offices in the UK, right in the heart of Milton Keynes, home to a range of key functions including Marketing, Finance and Risk and conveniently located only a short walking distance from Milton Keynes Central rail station and Shopping Centre. Offering an onsite gym, restaurant, coffee shop and banking facilities, the atmosphere is a vibrant one with plenty of opportunities to socialise and get involved in local community and charity work.

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